Free Delivery

On all UK orders as standard

%

0% FINANCE AVAILABLE

Spread the cost of your purchase

FREE CLICK & COLLECT

150+ stores throughout the UK

Finance Options

Owning a luxury watch or fine piece of jewellery could be more achievable than you think when you spread the cost with finance.

Finance
Finance is a fantastic way to spread the cost of your purchase. To make it easy we've partnered with Duologi whose smart technology lets you apply for and then complete the loan application quickly and entirely online.

The quick application form takes no more than a couple of minutes to complete and then you'll receive an instant decision.

  • Minimum Spend: £550 (selected items only)
  • Available Credit Terms: 0% Interest Free Credit - 6, 10 or 12 months and 9.9% Interest Bearing - 24, 36 or 48 months
  • Deposit: Minimum 20%

Note: Finance is only available when Home Delivery is selected as your delivery option and the item(s) are being delivered to the billing address of the finance applicant. We reserve the right to cancel any application which doesn't meet this criteria.

Check your eligibility

Before you apply please note you will only be considered for finance if you:

  • Are at least 18 years old and max age 75 at the end of the term;
  • Are in regular full or part-time employment (minimum 16 hours per week or £10,000 per annum, unless you are retired and receiving a private/company pension or in receipt of disability allowance);
  • Are a permanent UK resident and have lived in the UK for at least 3 years;
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • Have a UK bank account that can accept direct debits;
  • Have your credit or debit card registered to your home address;
  • Understand that there will be a credit check performed when you submit your application;
  • Are able to accept delivery at the registered billing address. If you are unable to accept delivery to the address in your application, we are unable to offer you a Finance payment option;

Representative Examples:


0% Finance over 12 months:

Total order value

£600

20% deposit

£120

Total amount of credit

£480

Duration

12 months

Representative APR

0%

Interest Charged

£0

12 monthly payments of 

£40

Total amount payable

£600


9.9% Finance over 24 months:

Total order value

£600

20% deposit

£120

Total amount of credit

£527.52

Duration

24 months

Representative APR

9.9%

Interest Charged

£47.52

24 monthly payments of 

£21.98

Total amount payable

£647.52


Consumer FAQs


Will I be accepted for finance?
Whether you're accepted for finance or not depends on many different factors. Duologi have a dedicated credit team who use a bespoke credit engine to help them reach decisions.

What do I do if I have been declined?
If your application was declined, Duologi will not give you the specific reason(s) why. Duologi advise that you obtain a copy of your credit report so you can see the potential reasons. If you feel there has been a mistake, please feel free to contact Duologi via e-mail at support@duologi.com or call Duologi on 0345 5211 881 (option 2).

I want to amend my order
If you have been approved for finance, we cannot amend the amount or term. You will need to complete a new application for finance. Please note Duologi cannot guarantee a new credit application will be approved. All credit applications will leave a credit "footprint" on your credit history.

I have a question about my finance agreement, who should I contact?
Please contact Duologi Customer Service team on 0345 5211 666 or by e-mail at customers@duologi.com.

The benefits of buying with us

FREE STANDARD UK DELIVERY

Available on all online orders and FREE CLICK & COLLECT from over 150 branches nationwide. Find nearest store.

0% Interest Free Finance

Subject to age & status. T&Cs and minimum spend apply. Click here for information.

FREE CLICK & COLLECT

Available on all online orders and FREE CLICK & COLLECT from over 150 branches nationwide. Find nearest store.

14 DAYS RETURNS POLICY

For products bought online you can change your mind within 14 days and receive a full refund. Exclusions apply - click here for T&Cs.